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Get to Know OpenHouse

Frequently Asked Questions

Have questions about OpenHouse Home Insurance and how it works? We’ve got answers! Review our FAQs below. If you still have questions, give our team of agents a call at 833-733-8286.

About OpenHouse

OpenHouse is a new, better way to purchase comprehensive home insurance online. The idea behind OpenHouse was born in 2018, and after discovering all the best ways to help you customize your policy and save, we patented our process.

Though our offering is new, the company that underwrites our policies, First Protective Insurance Company, has protected homeowners for over 20 years, currently insures over 240,000 homeowners, and has paid over $3 billion in claims to date.

Are you licensed to sell insurance?

Yes! You can verify our Florida license in the Department of Financial Services’ licensee database. Simply use our FL License #: A090732.

What is your financial rating?

A financial rating is a grade provided by a third-party rating entity that assesses the financial health of an insurance company. First Protective Insurance Company, the company that underwrites our policies, has an A (Exceptional) Financial Stability RatingⓇ from Demotech.

Where are you located (besides online)?

You may build and manage your policy entirely online, but our physical offices are located in Lake Mary, Florida.

Is OpenHouse Home Insurance available in my area?

Currently, we offer coverage in select Florida counties. Don’t worry if this doesn’t include you; we plan to expand our coverage map soon.

How is OpenHouse Home Insurance different from traditional insurance?

We’ve made home insurance better in a few ways. For starters, we let you customize your insurance coverage to suit your unique needs. We’ve also designed the entire OpenHouse experience so you can complete your policy online in a matter of minutes, with support and helpful tips along the way. You can even complete your own home inspection! We also reward you in unique ways that allow you to maximize savings and reduce your premium as much as possible.

How do I get OpenHouse Home Insurance?

Get started by submitting your information through our form here. Our team will follow up with more information.

I already have home insurance. How do I switch to OpenHouse?

Once we approve the policy you’ve customized, all you have to do is enter your current policy information and authorize us to handle the cancellation.

Can I sign up over the phone?

Our experience is built for you to complete online, but our team of licensed agents can help you get started. If you have any questions, contact us toll-free at 1-833-733-8286.

Do you offer other types of Insurance? Condo, renter’s, pet, auto?

At this time, we only offer home insurance for owner-occupied, single-family homes used as a primary residence.

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